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Your circle is free.

Your money goes further on a plan. Every member gets contributions, loans, votes and share-outs on Standard. Plans add more exchange at the mid rate, lower fees from abroad and on Wellth Pay, and more WellthPoints. Cancel anytime.
  • StandardEverything to run your circle, free.Free
  • PlusFor members who send and save across borders.£39.90
  • PremiumNo fee from abroad, no limit at the mid rate.£79.90
  • FamilyPremium for the whole family, up to 5 people.£129.90

Four plans. One clear price.

Prices in your currency. Each plan's price is its own line on your balance, never inside another amount.

  • Standard

    Everything to run your circle, free.
    Free
    Start free
    • Exchange at the mid rate£250.00 a month
    • Fee to pay from abroadNormal
    • Wellth Pay mobile-money feeNormal
    • WellthPoints×1
    • Physical cardCard fee
    • Priority supportNo
    • Family membersNo

  • Plus

    For members who send and save across borders.
    Most chosen
    £39.90a year
    Choose Plus
    • Exchange at the mid rate£2,000.00 a month
    • Fee to pay from abroadHalf
    • Wellth Pay mobile-money fee25% off
    • WellthPoints×1.5
    • Physical cardCard fee
    • Priority supportNo
    • Family membersNo

  • Premium

    No fee from abroad, no limit at the mid rate.
    £79.90a year
    Choose Premium
    • Exchange at the mid rateNo limit
    • Fee to pay from abroadNone
    • Wellth Pay mobile-money fee50% off
    • WellthPoints×2
    • Physical cardFree
    • Priority supportYes
    • Family membersNo

  • Family

    Premium for the whole family, up to 5 people.
    £129.90a year
    Choose Family
    • Exchange at the mid rateNo limit
    • Fee to pay from abroadNone
    • Wellth Pay mobile-money fee50% off
    • WellthPoints×2
    • Physical cardFree
    • Priority supportYes
    • Family membersUp to 5

Side by side.

BenefitStandardPlusPremiumFamily
PriceFree£39.90 a year£79.90 a year£129.90 a year
Exchange at the mid rate£250.00 a month£2,000.00 a monthNo limitNo limit
Fee to pay from abroadNormalHalfNoneNone
Wellth Pay mobile-money feeNormal25% off50% off50% off
WellthPoints×1×1.5×2×2
Physical cardCard feeCard feeFreeFree
Priority supportNoNoYesYes
Family membersNoNoNoUp to 5

How plans work.

Your plan is paid from your Wellth balance on the same day each month (or year). It shows as its own line on your balance, never inside another amount.

Upgrade and it starts now: you pay only the difference for the days left. Downgrade or cancel and it changes at the end of the period you paid for.

The mid rate is the rate between banks, with no margin. At the weekend (Friday 17:00 to Sunday 18:00, London) a small weekend extra still applies. A plan never changes your circle's rules, fees on loans or what your circle sees.

Placeholder pricing. Plans open country by country once counsel and tax advice are in place.